Automated cash sweeps for your business
Balance connects to your existing bank accounts and sweeps excess cash into investment funds with yields up to 4%¹. No switching banks. Fully liquid. Assets always in your name.
Balance Cash Management Inc. is a financial technology company and is not a bank.
How sweeps work
Set a target balance for your bank account. We sweep excess funds into low-risk investments to earn yield, and automatically return them when your balance drops below your target.
Built for operators. Backed by results.
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entities using Balance
“Balance Cash has been impactful to our business by enabling rapid transparency of account balances and transaction activities across our portfolio. Balance Cash has facilitated faster cash reconciliations, deeper granularity, and quicker decision-making by optimizing our cash management capabilities within complex entity structures.”
Gary Klein
Senior VP, AJ Capital Partners
“Balance Cash gave us a window into dozens of previously invisible bank accounts across the country, on various platforms, in one dashboard. This access has led to better cash management overall and reduced risk.”
Jim Vetter
CFO, TriGate
“Balance is a seamless platform that makes it easier to earn similar yields as CDs but with the flexibility of a money market account.”
Tucker Thompson
Managing partner, Tack Capital
TRUSTED BY MODERN FINANCE TEAMS
Onboard in minutes. First interest payment within 30 days.
Today
Start in minutes
- Connect your bank(5 minutes)
- Verify your business(10 minutes)
- Select accounts to sweep and set your target balance(2 minutes)
Day 2-3
Your sweep account goes live
- Sweep accounts opened under your tax IDs
- Automated sweeps activate
- Excess cash starts earning
Before Day 30
See your first interest hit
- Interest posts automatically
- Continues month after month
- Set it and forget it
More than Cash Sweeps.
A full Treasury Management Platform.
While SmartSweeps handle cash optimization automatically, Balance also gives you modern treasury tools — included at no additional cost.
Live cash view
Real time visibility across all accounts
- Say no to endless logins and error-prone copy-pasting. Real-time liquidity tracking, all in one place.
- A dashboard that's yours. Craft your cash view in minutes with powerful chart and table templates.
- Export-ready data. Clean, structured, reliable. No reconciliation gymnastics.
Cash Forecasting
Plan Liquidity. Avoid Surprises.
- Forecast vendors, tags or invoices in seconds. Automatically update projections based on actual past spend.
- Smart suggestions powered by real transaction data for automated forecast construction.
- Variance analysis built in. Color-coded variance tracking with drill-down detail. Spot deviations early and adjust fast.
Organize
Create tags to organize your cash management
- Search: search and analyze transactions from all your banks, all in one place.
- Tag: auto-classify transactions based on patterns, vendors, and business logic.
- Boost: boost your forecasts, KPIs, and alerts with tags—turning raw transactions into strategic, actionable insights.
Cash Intelligence Agent
Your 24/7 treasury copilot
- Transform financial clutter into clarity.
- Leverage AI to ensure no key event goes unnoticed.
- From dashboards to dialogue.
Skip the charts. Ask the question. - Instant answers powered by your real balances, forecasts, tags and sweeps programs.
Built with institutional-grade safeguards
Balance operates as a federally regulated investment advisor under SEC oversight.
Independently audited security
Certified SOC 2 Type II compliant to meet strict standards for security, availability, and data protection.
SIPC-insured custody
Assets are held with SIPC-insured custodians, protected up to $500,000.
Treasury-backed investments
Funds are invested in fully liquid, U.S. Treasury-backed, AAAm-rated money-market funds.